Summerhill Gardens

Toronto | Ontario

The Character of

Timeless Design

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Peter Baker

Presented At

$3,317,653

Bedrooms

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Summerhill Gardens

Toronto | Ontario

40 Summerhill Gardens, Toronto, Ontario, Canada. , Toronto , Ontario

40 Summerhill Gardens

Sophisticated 3+2 bedroom, 5 bathroom home in the coveted Summerhill & Yonge neighbourhood. This architecturally striking residence showcases refined craftsmanship, natural light, and elegant design throughout. The uninterrupted elegance of the main floor features spacious living, dining, and family areas, with a gas fireplace as a warm focal point. The kitchen is equipped with stainless steel appliances and sleek finishes ideal for everyday living and entertaining. All other rooms are thoughtfully distributed across multiple levels, offering space and privacy. Highlights include a stunning home office with a picture window overlooking the ravine, a luxurious primary suite with a 6-piece ensuite, a custom gym, and a stylish mudroom. A large entertaining deck with peaceful ravine views. Parking for 3 (1-car garage + 2 spaces). Just steps to TTC, shops, and top restaurants, this is refined city living at its best. Heatland Gas Oven, 6 Burner Cooktop, Sub Zero Refrigerator/Freezer, Cove Dishwasher, Sub Zero Wine Fridge, Kitchen Aid Microwave, Sub Zero Built in Wine Fridge, Whirlpool Washer, Whirlpool Dryer, 2 New AC Units 2024, All Curtains and Rods, Built in Blinds, Alarm System (assume contract).

Gallery

3D Street View Tour

Property Location

40 Summerhill Gardens, Toronto, Ontario, Canada., Toronto Ontario

Local Weather & Climate

Toronto, Ontario

Current Conditions Updated recently

23 °F

Scattered clouds

Feels Like 10°F

Humidity 59%

Wind 34 mph

Visibility 6.2 mi

Sunrise 11:26 AM

Sunset 11:25 PM

5-Day Forecast

Tue 17 Mar

Clouds

High 24°

Low 23°

Wed 18 Mar

Clouds

High 32°

Low 20°

Thu 19 Mar

Snow

High 35°

Low 31°

Fri 20 Mar

Clouds

High 35°

Low 31°

Sat 21 Mar

Clouds

High 39°

Low 32°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Toronto?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

C$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Canada. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Canada tax year 2025 (fiscal year: January-December), rules effective from 1972. Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$4,595,000

40 Summerhill Gardens, Toronto, Ontario, Canada.

Toronto, Ontario

5 Beds

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Market Opinion

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Our perspective on current market conditions in Toronto. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $331,765,300 20% down ($66,353,060)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$28,509/day

Your home may appreciate while you sleep

$200,108/week $867,134/mo $10,405,608/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$182.6M

+$259.0M

$259.0M Potential Equity

vs $182.6M lost to rent over 10 years

$66.4M Down Payment Growth

3.9x

10yr

$259.0M

8.1x

20yr

$536.1M

12.6x

30yr

$837.9M

Wealth Comparison

×1,995

Equivalent to 1,995 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $837.9M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $390.7M +18%

Market $451.8M +36%

Optimistic $521.4M +57%

$259.0M est. equity

20 Years

Conservative $460.1M +39%

Market $615.3M +85%

Optimistic $819.3M +147%

$536.1M est. equity

30 Years

Conservative $541.9M +63%

Market $837.9M +153%

Optimistic $1,287.6M +288%

$837.9M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 40 Summerhill Gardens, Toronto, Ontario, Canada have?

This house at 40 Summerhill Gardens, Toronto, Ontario, Canada features 5 bedrooms.

What is the listing price for 40 Summerhill Gardens, Toronto, Ontario, Canada?

This property is listed at $331,765,300.

Is now a good time to buy a home in Toronto?

Based on current market indicators, Toronto shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 40 Summerhill Gardens, Toronto, Ontario, Canada?

This is a house located in Toronto, Ontario. The property is situated in an established neighborhood with convenient access to local amenities and services.